My role
I am a Director of Financial Planning based at our Great Yarmouth office. I provide advice on a wide range of products and services, including life, pensions and investments. I work closely with our healthcare team on the NHS pension schemes.
About me
I have always been involved in the financial services sector with over 20 years both in advisory and actuarial roles. I live in Caister-on-Sea, a short walk from the beach. I have two children who keep me occupied at weekends. When I get the chance, I like to watch some local football and catch up with family and friends. I have been known to frequent the local gym.
My sectors and specialisms
- Investment Planning for growth and income
- Business Protection
- Retirement planning
- Life cover and protecting your family
- Inheritance Tax and Estate Planning
- NHS Pension Scheme
- Ethical Investments
Speak to me about
- Pensions contributions and reviews
- Annual Allowance, Lifetime Allowance and pension input issues
- ISAs, Collectives and Investments Bonds
- Venture Capital Trusts (VCTs)
- Mortgage Protection
- Income Protection
- Gifting, Trusts and Enterprise Investment Schemes (EIS)
Latest Articles
Why asset diversification matters for investors
In the world of finance and investment, the concept of portfolio diversification plays a pivotal role. It is a strategy that forms the bedrock of prudent financial management and is often touted as one of the most effective ways to manage risk and maximise returns. In this article, we'll delve into the significance of portfolio diversification, the advantages it offers, and how a well-managed portfolio ensures a diversified set of investments.
Personal cashflow - Taking the whole life view
Whilst each stage of our case study tackles a specific issue in Joe and Jessie’s lives, each is intrinsically linked, as a financial decision made early in life will affect every aspect of a person’s financial wellbeing throughout their life.
Cashflow - Time to retire
In the first three parts we have introduced the concept of personal cashflow planning, and seen how it has helped Joe and his wife Jessie face unforeseen events, pay for their son Johnnie’s education, and stay on track for a comfortable retirement. In this part we see how the online planning tool can help them achieve that goal.
Cashflow - Joe, Jessie and Johnnie
In parts one and two, we saw the value of personal cashflow planning for our case study, Joe. In this part, we find him married with a baby.
Cashflow - Facing up to the consequence of illness
In part one, we looked at the concept of personal cashflow planning, and how it can help people map out their financial futures In this part, we look at what happens when an unforeseen event disrupts the plan.
Cashflow - It's not just for business
The rise of personal cashflow planning
Employer pension contributions – an extremely efficient way of withdrawing cash from your business
For owner-managers of incorporated businesses, making employer pension contributions can be an extremely tax-efficient way of withdrawing cash from a business, says Scott Hansell of Lovewell Blake Financial Planning.
When can I retire?
The simple answer is that you can retire when you have adequate wealth to do so.